QHDHP’s, or qualified high deductible health plans, are a type of insurance plan that has a higher-than-average medical deductible and costs significantly less than a traditional health plan.
What does “qualified” mean?
Qualified means that the health plan can be used with a health savings account (HSA’s) to lower your tax liability each year.
There two main reasons why QHDHP’s cost so much less;
- They come with higher-than-average medical deductibles. This means that you will have a deductible between $1,200 and $5,000 per year if your plan only covers you. If two or more people are covered on your plan, the deductible options range from $2,400 to $11,900 per year. The higher the deductible you choose, the more affordable the plan is.
- They are “deductible-first” plans. This means that they cover your medical expenses after you’ve paid your deductible for the year. The exception to this rule is that
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The nasty components of some Organic Baby Foods that food manufacturer’s don’t want you to know!
Most Organic Baby Foods are fantastic, made by ethical, sustainable & considerate companies.
Others are large corporations simply aiming to get a piece of the “Organic pie” – although they may still scrape under the regulations and call themselves “Organic baby food” some of them are no good for your baby and not much better than the non organic varieties.
Read through the below tips to help you tell the good brands from the bad!
Is it certified organic?
Many brands put the word ‘organic’ somewhere on their label without any regulation or being truly organic. Only trust brands which have a say “certified organic” & have a logo somewhere on their label. In the USA the main certifier logo is the USDA but there are many others Packaging – What is it made … Read More
Dakar is the capital and largest city of Senegal and homes National Assembly of Senegal. Dakar, located on the western edge of Africa is a major regional port and also a well-known commercial and administrative center. Dakar is a member of the Organization of World Heritage Cities. Dakar was the finishing point of the famous Dakar Rally (‘Paris to Dakar Rally’) up to year 2009.
Dakar has a number of hospitals in both public and private sectors. Nevertheless, health care centers of global standard with modern facilities are not so common in the city. Still some of the leading hospitals in Dakar are well equipped and offer good quality health service.
This is a note on some of the popular hospitals in Dakar.
The Principal hospital is the oldest and most popular public hospital in Dakar and is located at 1, Avenue Nelson Mandela, Dakar. This huge hospital established by … Read More
Almond is a stone fruit and has extensive health benefits. Almonds are available throughout the year and are popular worldwide. They are a nutritious snack option that one can add to the daily diet. They contain plenty of minerals and are healthiest of tree nuts.
Consuming one ounce or approximately 23 almonds daily enriches the diet with minerals and other essential nutrients.
Almond nutrition is not just limited to proteins and fibre; they are a rich source of vitamin E, calcium, magnesium and potassium along with riboflavin and niacin. Naturally, the sugar content in the almonds is low.
This one ounce serving of almonds provides 13 grams of healthy unsaturated fats and 1 gram of saturated fat. 160 calories are present in the 23 almonds serving.
Almond benefits are many and hence they are proactively added in the diet by many people. Apart from having a great taste, almonds have … Read More
Even though swim spas are hugely beneficial from a health and wellness perspective, they suffer from one major drawback. Namely, price. They are enormously expensive, running into the tens of thousands of dollars for initial purchase, thousands more for setup and installation, and then the ongoing maintenance costs once you’ve got it running (oh, and possibly additional costs for landscaping if that’s necessary to make the new addition blend seamlessly into your property).
Unfortunately, there aren’t a lot of options where financing help is concerned, either. True, various manufacturers may offer deals or special rates periodically, but you can’t really count on that. For example, a recent survey of Catalina swim spa reviews led me to discover that Catalina had just ended such a sale as I begin to write this piece, while investigating Michael Phelps swim spa options didn’t turn up much of anything where special pricing was concerned.… Read More