What Are the Reasons You Might Self-Pay at a Medical Imaging Center?

Paying for medical services out of pocket is always an option, but most people don’t think they can afford the costs, so they don’t bother looking into it. However, there are a number of reasons why you might self-pay at a medical imaging center, although it’s far less likely to happen than you might think. When it comes to diagnosing the cause of a medical issue you’re experiencing, it’s always worth considering self-pay if that’s your only or best option. It’s more affordable than you might think.

No Insurance

Visit http://middletownimaging.com/ to see a list of accepted insurances – and if you don’t see your insurance on the list, call to verify whether or not it’s accepted at the facility. Because the list of insurances accepted for imaging is so inclusive, one of the only reasons you’d have to self-pay is if you don’t have insurance because you find the tax penalty more affordable than monthly premiums. You can still access treatment and you may qualify for a reduced self-pay rate.

No Referral

While many insurances do cover all or part of your medical imaging procedures, most prefer a doctor’s referral before they allow payment. However, when you work with an independent medical imaging facility, you don’t absolutely need a referral. It may help your out-of-pocket expenses to seek a referral, but if you prefer not to or your doctor won’t give you one but you still want some peace of mind, you may choose to self-pay to get the answers you need.

Less Expensive

Depending on the procedure you have done, you may find it less expensive to self-pay at our discounted rates than to submit the bill to insurance. This also largely depends on the deductible and co-pay on your insurance. Speak to a medical imaging center representative to find out whether or not they recommend billing insurance to lower your total out-of-pocket expenses.

Chances are, you won’t have to pay the entire cost of your procedure out of pocket because the best medical imaging centers accept a wide variety of insurance for payment and offer special self-pay rates on the off chance your procedure still won’t be covered. Choosing to have a medical procedure performed even if you don’t visit a doctor first or a doctor doesn’t believe you need it may result in your insurance not covering the procedure, but if it gives you peace of mind, it’ll prove well worth the inconvenience.